Have you got your eyes set on a new or used vehicle? Or maybe you just want to know how much you can borrow before you start looking? Getting a Pre-Approval in place is your first step in the right direction to make it happen! The experienced staff at Find U Finance are committed to providing you with the right result the first time every time!
*The interest rate is calculated on a secured chattel mortgage of $30,000 fixed for a term of 5 years with a comparison rate of 5.31%. The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
A consumer loan is a secured loan of which the financier lends money for the purchase of a vehicle and takes security over the vehicle to protect the loan. Once the loan has been finalised the lender will lift the interest leaving a clear title to the vehicle. Generally, every financier is different with their lending criteria, however loan terms are standard ranging from a 24- 84 month term depending on the age of asset & lender. A consumer loan is for private use only.
Commercial Finance is a loan particularly for items you may need for your Business. It is suitable for Sole Traders, Companies, Business's, Partnerships and Trusts. The most common Commercial Loan is a Chattel Mortgage or a Low Doc, typically ranging between a 24-60-month term with an option of a residual payment. These Commercial items must be used for more than 50% Business use. Tax deductions may be available.
Are you paying too much interest on your current loan?
Are you coming up to the end of your loan and have a residual you need finalised?
Have you simply been stitched up in a high interest loan that you do not deserve?
Find U Finance can save you time & money to arrange a great new budget friendly loan package to suit your needs. Financially you do need to consider the pro's and con's of a refinance and if it will put you in a better position. Speak to one of our experienced finance consultants now to discuss your options or fill in a Quick Enquiry form to get started.